Below is a sample list of the categories that I have included in our budget for 2009:
401(k) contribution
Medical and dental insurance
Mortgage (includes taxes and ins.)
Food (Groceries and Eating Out)
ElectricWater
Sewer
Cable/Internet
Telephone
Life Insurance
Car insurance
Gasoline
Gifts
Christmas
Vacations/Traveling
Clothing
Copay/Prescriptions
Haircuts
Aiden’s 529 College Savings Plan
Mike spending money
Sara spending money
Golf Membership (Mike)
Car Maintenance/Repair
Vehicle Maintenance/Repair
Charitable giving
I challenge each of my readers to make 2009 the year that you take responsibility for your finances and start living within your means. If you'd like help setting up a budget, please let me know.
3 comments:
he he he you know we have No budget... :P Our $$ goes where it needs to right out of the pay check and the rest gets spent in numerous random ways.... Jason may have a budget, but I am unaware of it:) But, I am unaware of all things financial in our house!
Ours is very similar to this too. Tom's a spender and I'm a hoarder of the money....
Yes, we have a budget...very similar to yours too. We both are pretty good at watching what we spend. The great part is we just eliminated all debt (a big undertaking) (except one car and mortgage) and so we have not experienced a month with those savings since it was so recent. But, I am hoping to pocket that extra money into the savings and pretend it is still going towards our original debt. Then I can dump it into Cameron's college savings account and other places too! Thanks for sharing your budget!
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